Louisville Kentucky Real Estate

Before the day you acquire your new home, there is closing preparation to be completed.  This is a busy time, but this information will help make the process easier!

Step 1: Closing Date Scheduled - Once you are through the contingencies in your contract, it is time to set the closing date!

Step 2: Utility Transfer - Once you know the closing date, you will want to transfer utilities in your name.  You want to call several days in advance to make sure the utility companies can make the change on or before your closing date.  Sometimes this is still not possible.  If they cannot schedule something on or before your closing, let us know!  We will work with the seller to make sure you have utilities in place after closing.  Here is a list of utilites and their contact information.

Gas & Electric: 

Louisville Gas & Electric: 502.589.1444 or 800.331.7370

KY Utilities: 800.981.0600

Water:

Louisville Water Company: 502.583.6610

Oldham Co. Water: 502.222.1690

Trash:

Waste Management: 502.634.2900

Rumpke: 502.568.3800

Phone, TV & Internet:

Time Warner: 502.357.4400 or 800.273.0144

AT&T: 855.209.2144

Direct TV: 800.595.4101

Dish Network: 800.823.4929

Step 3: Final Walk-Through - You are entitled to do a final walk-through before closing! Just let us know wehn you would like to have it setup.  Typically this happens either the night beofre or the day of closing unless the property is already vacant.

Step 4: HUD Statement - Before the closing, you will be sent a HUD (your closing statement) to review.  Take time to look through this and make sure the numbers look right.  Your mortgage professional and agent can assist in this process.  

Step 5: Closing Day: There are a couple of items to bring to closing.  Make sure you have a photo I.D. (Your Driver's License) and a Cashier's check made payable to you for the balance you owe at closing.